I am a full time student, studying to teach. My wife is disabled due to severe Bipolar depression and some other health related things. I am on disability right now due to severe OCD. My wife has applied for disability, but it may be a few years before she can obtain her SSDI.
Up until December 2009, we had a little money coming in. She and I both worked cleaning houses, businesses, etc. We worked as janitors. She has a B.A. degree in Anthropology. I do not have a college degree yet, but I am working on it. My wife has gotten progressively more despondent. She doesn’t feel motivated. I often have to do household chores because she doesn’t feel well often. She and I both have a severe weight problem.
Right now, I am stressed out majorly. We live in her parents basement, but they’re moving in a couple of months. We have to get ready to move. We also need to do our taxes. My wife is accustomed to going on trips to Florida, the mountains, etc. She also is a little spoiled, in my opinion. She really enjoys dining out- it is something she looks forward to doing very much. But because we make 700 bucks a month, we don’t have extra money right now.
We have an opportunity this week to go to the mountains with her best friend. But we already owe her BF hundreds of dollars, and we will have to owe her a few more hundred by going on this trip. I really want to go. Spring break is this week. But we only have a little money for food. We don’t have money for anything else. I am considering letting my wife go with her BFF, and I could remain here at home, doing my studies and college work. I am behind a little, and I have many projects coming up very soon. But I am tired and burned out from constantly studying. I may let my wife go on the trip- but I am worried about their safety if they go alone. They will be in the mountains by themselves. I am just concerned for their safety.
I want to enter a little contest to possibly win a new car- the raffle
ticket costs $50. Should I enter it? I also sponsor a poor child in Honduras- but this month, money is tight, and I may not have it. I have been sponsoring the child for a while now, and this would be the first time I have ever missed a payment. What should I do?
My wife is upset with me because she wants to go out to eat. So do I, actually. But we are very low on money. We usually spend all of what little we have at the beginning of the month, and then for the last two or three weeks during the month, we end up being broke. It is VERY frustrating. So this is one reason why I am trying to be tight with our money. My wife likes to spend immediately when she gets any money. I like to save. I don’t want to continue to worry about not having money for the last half of the month. What should I do?
I am mentally exhausted. Should I go on this trip? Should I enter the car raffle? (I need a car- my wife has her own car, which I use to go to school with) How can I speak sensibly with my wife so that she understands that we have to be careful not to squander what little money we have, in order to have some left over for the rest of the month?
Any advice would be greatly appreciated. Thank you!